Companies

California consumers have insurance needs that may not always be met through the admitted (i.e. licensed) market. For this reason, many insurance consumers need access to coverage underwritten by nonadmitted insurers. Under California law, surplus line insurance may be placed with eligible surplus line carriers only through licensed surplus line brokers.

The Association works together with the California Department of Insurance (CDI) to ensure that California consumers have access to financially sound and reputable surplus line insurers. Nonadmitted carriers that have been reviewed and approved by the CDI to write surplus line insurance in California are included on a List of Eligible Surplus Line Insurers, known as the "LESLI". To demonstrate their financial stability and integrity, insurers must satisfy regulatory filing and basic eligibility requirements as established under the California Insurance Code.